Why wait for hours in a government building to
renew your passport when you can do it quickly
and easily from your computer at home?

How can we move closer to digitalization of physical documents? It’s probable that both worlds will continue to coexist for at least the next decade. The greatest challenge is not simply to virtualize documents, but to build up a complete national digital ecosystem

Changes in customer behavior and the
emergence of fintechs: traditional banks are
facing challenges. How should they adapt?

Today’s users of banking services expect their
bank to provide financial services and solutions
that are state of the art but still secure, convenient and easy to access – anytime, anyhow, anywhere

Micropayments promise revolutionary possibilities and new business models – but the world is still waiting for a solution that will work at scale

Billions of connected devices and sensors are set to transform the way we work, shop, and grow our food. Large manufacturers are already exploiting the huge potential of IoT – and 5G can help solve connectivity issues. But what are the challenges to be faced as we start to apply digital security to processes that have never before been digitized?

Payment options are multiplying and financial inclusion is booming in the rapidly evolving payments ecosystem. Cash looks set to remain relevant for many consumers thanks to its convenience, familiarity and utility. Meanwhile, digital payments are becoming ever more established and entrenched

Cryptocurrencies including bitcoin are a recent
approach to making digital money widely
available – but they are far from proven. Now
central banks are developing their own digital
currencies, to help ensure safe and secure new
means of digital payment. How will these new
digital currencies serve a demand that’s currently not being met?

With hackers constantly on the lookout for vulnerabilities, developers of devices, networks, and applications may unwittingly be creating previously unknown vulnerabilities every time they seek to enhance functionality

The 5G network will change lives. How can
business take advantage of the opportunities,
from telemedicine to drones and autonomous
vehicles?