India has quickly moved toward digital payments in addition to cash, which remains pivotal. A robust UPI ecosystem underpins the evolving P2P payments structure, while credit cards penetrate new markets to lead payment cards growth. Government regulation, technical innovation, and an agile network of financial service providers support the public demand for digital solutions. While fraud remains a challenge, industry is moving fast to provide security. We’ll take a glimpse into the Indian payment landscape, focusing on digital and electronic payments.